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    4. The Interactive Gambling Act explained

    The Interactive Gambling Act explained

    The Interactive Gambling Act explained: what it bans online, who it binds, how ACMA enforces it, and the 2026 changes, most starting on 1 January 2027.

    By the B337 team. Last updated 7 October 2026.

    The short answer

    • The Interactive Gambling Act 2001 is the Commonwealth law that sets which gambling services may be offered or advertised to people in Australia online, in apps or by phone.
    • It bans online casino games and pokies, electronic scratchies, online betting on sport once an event starts and lottery outcome betting, and every other betting service needs a state or territory licence.
    • Its offences are aimed at providers and advertisers, and the core offences count again for every day a breach continues.
    • ACMA enforces it: it keeps the register of licensed providers, runs BetStop and asks internet providers to block illegal sites, more than 1,500 of them by May 2026.
    • The Gambling Reform Act 2026 amends it, and most of those changes start on 1 January 2027.

    On this page

    1. Banned, licensed or outside the Act
    2. Who the Act binds, and how breaches are counted
    3. Advertising an illegal service is banned too
    4. Credit, credit cards and cryptocurrency
    5. BetStop sits inside the Act
    6. How ACMA enforces the Act
    7. How the Act has changed since 2001
    8. What the 2026 amendments add
    9. Common misreadings of the Act
    10. Reading the Act yourself

    The Interactive Gambling Act 2001 (Cth), usually shortened to the IGA, is the Commonwealth law that sets which gambling services may be offered or advertised to people in Australia online, in an app or by phone. It licenses no one. It bans some services outright, allows the rest only under a state or territory licence, and gives the Australian Communications and Media Authority (ACMA) the powers to enforce both.

    The Act is best explained as a rulebook for businesses. Its offences and civil penalties are aimed at the companies that provide or advertise gambling services, and the core offences count again for every day a breach continues. Parliament has amended it several times since 2001, most recently through the Interactive Gambling Amendment (Gambling Reform) Act 2026, most of which starts on 1 January 2027.

    Banned, licensed or outside the Act

    The Act sorts gambling services into categories, and the category decides what a business may do. A prohibited interactive gambling service (s 5) is any gambling service a business provides over the internet, a phone line, a broadcast or another content service, unless s 5(3) excludes it.

    The exclusions cover wagering on racing, sport and other events within the limits s 8A sets, plus lotteries (s 8D) and a few narrower categories. Most excluded services then count as regulated interactive gambling services (s 8E), which may only be provided under a state or territory licence (s 15AA).

    CategoryExamplesWhat the provider may do
    Prohibited (s 5, s 15)Online pokies, poker, blackjack and roulette; electronic scratchies; betting on a sporting event after it has begun, online or in an app; betting on the outcome of a lotteryNothing: illegal to provide to customers in Australia, with or without a licence
    Regulated (s 8E, s 15AA)Racing bets placed before the jump; bets on sport and other approved events placed before the event begins; lottery draws and ticketsProvide it only under a state or territory licence
    Not regulated gambling (s 8E(4))Trade promotion gambling services, such as a prize draw run to promote a businessOutside these two rules; the 2026 Act clarifies the definition from 1 January 2027

    The Act's reach is wide. A service has an Australian-customer link if any of its customers is physically present in Australia (s 8), and the Act extends to conduct outside Australia (s 14). An overseas company that takes a bet from one person here is inside it.

    Note: The law as at 7 October 2026. General information, not legal advice. Licensing, tax and the other rules each have a guide under the Australian betting laws hub.

    Who the Act binds, and how breaches are counted

    Each duty lands on a particular kind of business:

    • Providers: s 15 for prohibited services, s 15AA for unlicensed regulated services, and s 15C for credit and banned payment methods.
    • Advertisers, broadcasters and publishers: Part 7A, which bans advertising an illegal service.
    • Internet service providers: an industry code registered under Part 4, plus ACMA's blocking requests under the Telecommunications Act 1997.
    • From 1 January 2027, banks and other payment system participants and online services, under the 2026 amendments.

    Section 3, the Act's simplified outline, lists the prohibitions as things that "must not be provided" or "must not be advertised". Online betting on a sporting event after it has begun is one of them, and the in-play betting guide covers how s 10B defines it.

    Example: Illustrative only. An unlicensed site takes sports bets from customers in Australia on every day of a 30-day month. Section 15AA(2) makes each day a separate offence and s 15AA(4) makes each day a separate civil penalty contravention, so the month can count as 30 offences and 30 contraventions, not one of each.

    Advertising an illegal service is banned too

    Part 7A bans advertising a designated interactive gambling service, which is the Act's term for a prohibited service or an unlicensed regulated one. An advertisement is anything that promotes the service, its trade mark, a domain name or URL relating to it, or words closely associated with it (s 61BA).

    The ban covers broadcasting (s 61DA) and publication, websites included (s 61EA). A website ad is taken to be published in Australia if most people who access the site are likely to be here (s 61EA(3)).

    So a logo, a link or a bare web address can be an advertisement on its own. ACMA has warned social media influencers that promoting illegal online gambling breaks the law, and the 2026 amendments extend the ban to social media services from 1 January 2027. The offshore betting sites guide covers what you risk by depositing with an unlicensed site.

    Credit, credit cards and cryptocurrency

    Under s 15C a wagering provider must not offer or provide credit to a customer in Australia, or facilitate or promote credit from someone else, such as a payday lender. The credit rule took effect on 17 February 2018. Section 15D makes one narrow exception: a small on-course bookmaker (wagering turnover under $30 million) may give credit on phone bets taken wholly by voice call.

    Since 11 June 2024 s 15C has also covered payment methods. Online and phone wagering providers, including on-course bookmakers' online and phone services, may not accept payment by credit card, through a digital wallet linked to a credit card, or in digital currency such as cryptocurrency. The credit card betting ban guide covers what it means for your account.

    BetStop sits inside the Act

    A 2019 amendment allowed the National Self-Exclusion Register, which launched as BetStop on 21 August 2023 under Part 7B. A single registration reaches every wagering provider licensed in Australia that takes bets online or by phone, about 150 of them according to ACMA's BetStop page, last updated 17 July 2026.

    Under Part 7B those providers must not provide a betting service to, market to or open an account for a registered person. They must also close the accounts a registered person already holds, and promote the register. The BetStop guide covers registering, and the change to the removal process that starts on 1 January 2027.

    How ACMA enforces the Act

    ACMA can investigate on its own initiative or after a complaint. Depending on the breach, it can:

    • give a formal warning or an infringement notice
    • accept an enforceable undertaking or issue a remedial direction
    • pursue civil penalties, or refer a matter to police or the Director of Public Prosecutions
    • refer the directors and principals of an offending company to the Australian Border Force, which can place them on the Movement Alert List
    • ask internet service providers to block an illegal website under s 313 of the Telecommunications Act 1997

    Blocking is the tool most punters notice. ACMA publishes the list of blocked gambling websites, and the Government's May 2026 response put the total at over 1,500 since blocking started. A block can lock customers out of accounts and balances they already hold. ACMA's other warnings about illegal operators are also about money: winnings that go unpaid, and balances that vanish when a site closes or moves, with no Australian regulator able to step in.

    ACMA also investigates licensed providers, for example over their BetStop duties, and publishes the outcomes. Complaints about a licensed provider's other conduct go to the authority that licenses it.

    How the Act has changed since 2001

    WhenChange
    2001The Act passes as Act No. 84 of 2001
    2017The Interactive Gambling Amendment Act 2017 brings in the credit rules and new enforcement tools
    17 February 2018The ban on providers offering credit takes effect
    9 January 2019The Interactive Gambling Amendment (Lottery Betting) Act 2018 bans betting on lottery outcomes
    2019An amendment allows the National Self-Exclusion Register
    21 August 2023BetStop launches
    11 June 2024Credit cards, credit-linked wallets and digital currency are banned for online and phone wagering
    26 August 2026The Gambling Reform Act 2026 receives Royal Assent; most of it starts on 1 January 2027

    ACMA's page on the Act (updated 21 August 2026) says more than 220 online gambling services have withdrawn from the Australian market since the 2017 reforms. The same reforms created ACMA's public register (s 68), listing each trading name's licence holder, website and licensing authority; the licence check guide shows how to search it.

    What the 2026 amendments add

    The amending Act's main changes start on 1 January 2027:

    • wagering ad limits around live sport, a cap on daytime TV ads, a radio ban at school drop-off and pick-up times, and the online triple lock
    • a Wagering Advertising Opt-out Register, opening on a day fixed by Proclamation
    • no direct marketing of inducements to new account holders, people who recently left BetStop or customers identified as at risk, from a later day the Minister sets
    • no commissions to staff or affiliates based on customer activity
    • duties on banks and online services to block payments to, and access to, illegal operators
    • a new process for leaving BetStop, and bans on online keno and foreign matched lotteries

    The 2026 gambling reforms guide covers each change, with its timing and its exceptions.

    Risk: Betting involves risk. The Act decides which businesses may take your bet, not whether a bet is a good one, and a bet with a licensed provider can lose like any other. See responsible gambling for limits and support.

    Common misreadings of the Act

    MisreadingWhat the Act says
    A site licensed overseas is legal hereOnly a licence under a state or territory law counts for s 15AA, so a foreign licence does not
    Every kind of online gambling is bannedRacing and sports bets placed before the jump or the start, and lotteries, are allowed under a licence
    The 2026 changes applied from Royal AssentOnly the amending Act's opening sections and its transitional Schedule started in August 2026; most changes start on 1 January 2027

    Reading the Act yourself

    The Federal Register of Legislation publishes the Act as compilations, and when checked in October 2026 the latest was Compilation No. 24, dated 14 October 2024. A compilation shows the law in force on its date, and its notes list only amendments made by that date. So the 2026 changes are in neither the text nor the notes of Compilation No. 24, and uncommenced amendments are available separately on the Register. The sections punters ask about most:

    SectionWhat it covers
    s 3Simplified outline of the whole Act
    s 5Prohibited interactive gambling services
    s 8Australian-customer link
    s 8AExcluded wagering services, the forms of betting a licence can cover
    s 8DExcluded lottery services
    s 10BIn-play betting service
    s 15 and s 15AAOffences for prohibited and unlicensed services
    s 15CCredit and banned payment methods
    Part 7AAdvertising illegal services
    Part 7BBetStop, the National Self-Exclusion Register
    s 68ACMA's register of licensed providers
    s 69State and territory laws keep operating alongside the Act

    Questions

    What is the IGA in Australia?
    IGA is short for the Interactive Gambling Act 2001 (Cth), the Commonwealth's law on gambling services offered online, in apps and by phone. ACMA enforces it, the states and territories license the providers it allows, and the full text is on the Federal Register of Legislation.
    Is the Interactive Gambling Act a federal or state law?
    Federal. It runs alongside state and territory law rather than replacing it: s 69 says it is not intended to exclude a state or territory law that can operate concurrently, and the licences themselves come from the states and territories.
    Does the Interactive Gambling Act cover online lotteries?
    Yes. Online lottery draws and ticket sales are excluded from its bans and need a state or territory licence, while electronic scratchies and betting on the outcome of a lottery are banned, and online keno is banned from 1 January 2027.
    Who can complain to ACMA under the Interactive Gambling Act?
    An individual who lives in Australia, a body corporate that carries on activities here, or a government (s 19). A complaint is made in writing or through ACMA's online form, and a complaint about an illegal site can be made without giving your name.
    Is there an online gambling act in Australia?
    Not under that name. The Interactive Gambling Act 2001 is the Commonwealth's online gambling law, and each state and territory has its own wagering and gaming Acts.

    Sources

    • Interactive Gambling Act 2001, Federal Register of Legislation
    • About the Interactive Gambling Act, ACMA
    • Investigations into online gambling providers, ACMA
    • Protect yourself from illegal gambling operators, ACMA
    • Credit ban, ACMA
    • Gambling reforms and the National Consumer Protection Framework, Department of Social Services
    • Australian Government response to the House of Representatives online gambling inquiry (May 2026), Department of Social Services
    • Interactive Gambling Amendment (Gambling Reform) Bill 2026, Parliament of Australia

    Related

    • Betting laws in Australia: what is allowed and who enforces it
    • Gambling reforms in Australia and when they start
    • In-play betting in Australia and why online sports bets stop at the start
    • Offshore betting sites in Australia: illegal to offer, risky to use
    • Arbitrage betting and Australian law: what the rules cover and what bookmaker terms decide
    • Betfair's legal status in Australia and how to check its register entry
    • Sports betting in Australia: what is legal and what is banned
    • The National Consumer Protection Framework for online wagering

    Betting involves risk. Bookmakers can restrict or close accounts and void bets, automation can fail, prices move, and a positive expected value (+EV) bet can still lose. Promotions carry each bookmaker's own terms. There is no guarantee of profit. 18+ only. For free and confidential support call 1800 858 858 or visit gamblinghelponline.org.au. See responsible gambling for limits and support.

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